Description: This report describes the results of a survey on reflecting risk in pricing. The survey expands on one conducted in 2003 and was expanded to include life, health, P&C, and non-North American insurance companies.

Description: The attached report presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys on risk management practices of US life insurance companies. Both direct individual and group life insurance and reinsurance were included in the survey.

Description: This report presents a new set of Select and Ultimate Basic Tables. The tables are based on the combined intercompany mortality experience under Standard Ordinary insurance issues observed between 1965 and 1970 policy anniversaries.

Description: This 1973 report is a sex-distinct summary of the relevant mortality experience for the general population, for insured lives, and for life annuitants.

Description: 1980 Report adds the experience by number of lives for calendar years 1975-79 under group life insurance policies to that previously reported. Disability experience is also given under 4 difference contract provisions.

Description: Covers individual life Canadian mortality experience for 1988 - 1989 anniversaries. Historical data from 1981 forward is also shown.

Description: Covers the intercompany mortality experience for Canadian Standard Ordinary Life insurance policies for 1987 - 1988 anniversaries.

Description: Report examining the lapse experience over the combined three-year period. Only non-pension whole life policies having fixed or indeterminate premiums, both continuous-pay and limited-pay, are included in this report.

Description: This section presents book reviews and summaries of recent publications on a variety of topics.

Description: Authored by a MIB Solutions team of Tom Rhodes, Stuart Klugman, Marianne Purushotham and Stacy Gill, the report summarizes the results of a study on the application and adoption of credibility theory within the life insurance and annuity industry. This excel spreadsheet is a numerical example relating to the application of Credibility for lapses. Please see the SOA website research section for the complete research report on Credibility Theory Practices.